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clearfix"><h1>北京聚合支付歡迎來(lái)電點(diǎn)未（南京）網(wǎng)絡(luò)科技供應(yīng)</h1><div id="rrlxjpd" class="proBig"><div id="nhlplvr" class="bigimg"><div><p class="pic"><img src="http://tyunfile.71360.com/UpLoadFile/2019/11/22/16/637100377735373661_dmnjwl_1229701.jpeg" class="vcenter" onerror="javascript:this.src='/static/new_net_01/images/nopic.jpg';"></p></div></div><div id="pztznjx" class="smallimg"><div><p class="pic"><img src="http://tyunfile.71360.com/UpLoadFile/2019/11/22/16/637100377735373661_dmnjwl_1229701.jpeg" class="vcenter" onerror="javascript:this.src='/static/new_net_01/images/nopic.jpg';"></p></div></div></div><div id="vnp9frd" class="content"><p><span>需求數(shù)量：</span>0</p><p><span>價(jià)格要求：</span>面議</p><p><span>所在地：</span>江蘇省</p><p><span>包裝要求：</span><span style="color: #f30;"></span></p><p><span>產(chǎn)品關(guān)鍵詞：</span>北京聚合支付</p><p><span>***更新：</span>2020-06-22 10:23:39</p><p><span id="click" >瀏覽次數(shù)：0次</span></p><a rel="nofollow" class="button">聯(lián)系我們</a></div></div><div id="l97rnjt" class="rightbox"><h3>公司基本資料信息</h3><p style="border:0;"><a rel="nofollow">點(diǎn)未（南京）網(wǎng)絡(luò)科技有限公司</a></p><p><span>聯(lián)系人：</span>吳宇</p><p><span>郵箱: </span>654025892@qq.com</p><p><span>電話(huà): </span>17715295550</p><p><span>傳真: </span>152_05156270</p><p><span>網(wǎng)址: </span></p><p><span>手機(jī): </span>152-05156270</p><p><span>地址: </span>南京市棲霞區(qū)堯化街道科創(chuàng)路1號(hào)</p><p>[當(dāng)前離線] <a rel="nofollow"> [加為商友] </a><a rel="nofollow"> [發(fā)送信件] </a></p></div></div><div id="rbhjnzt" class="page-proshow02"><p class="title">詳細(xì)說(shuō)明</p><div id="prxjfxl" class="box"><p><p> 向上發(fā)展或向下滑落，發(fā)展中的新事物，希望踩著老事物的臺(tái)階，成為新的既得利益者。老事物則拉著新事物的尾巴，希望慢一點(diǎn)退出歷史舞臺(tái)，二者“各懷鬼胎”，又不得不有所合作。這種清濁相互激蕩的時(shí)代交界點(diǎn)上，作為新生事物中的一員，聚合支付服務(wù)企業(yè)這類(lèi)新型金融服務(wù)組織的出現(xiàn)，并不是什么新故事，**多就是個(gè)新演員。聚合支付服務(wù)的誕生，如同喬致庸發(fā)現(xiàn)商機(jī)時(shí)的決然而去一樣，是后人眼中的往事。03聚合支付的微觀成因與存在邏輯我國(guó)銀行業(yè)垂直的賬戶(hù)體系，導(dǎo)致各家銀行各自為政，重復(fù)進(jìn)行網(wǎng)點(diǎn)建設(shè)。**一直致力于打破這種垂直賬戶(hù)體系，北京聚合支付。**早的“金卡工程”就是為了要打破垂直賬戶(hù)體系造成的社會(huì)資源浪費(fèi)，希望銀行間能夠無(wú)障礙的通存通兌，銀行間共享服務(wù)網(wǎng)點(diǎn)資源，但由于銀行業(yè)發(fā)展不均衡，北京聚合支付，使得市場(chǎng)份額和服務(wù)網(wǎng)點(diǎn)多的大銀行不愿小的銀行借助其優(yōu)勢(shì)超越自己。中國(guó)銀聯(lián)是我國(guó)較早銀行垂直賬戶(hù)體系中橫向集成服務(wù)者。基于人民銀行大小額體系建立的中國(guó)銀聯(lián)打開(kāi)了通兌的一扇大門(mén)，使得我們?cè)谧灾K端里，北京聚合支付，在各大銀行之間實(shí)現(xiàn)跨行取款、轉(zhuǎn)賬服務(wù)。銀行賬戶(hù)體系互不通融，使得第三方支付機(jī)構(gòu)有機(jī)會(huì)通過(guò)集成各家銀行賬戶(hù)，實(shí)現(xiàn)了銀行賬戶(hù)間的互通，用另一種合作方式。</p><div style="width:100%;text-align: center;"><img style="max-width: 640px; max-height: 320px;" alt="北京聚合支付" src="http://tyunfile.71360.com/UpLoadFile/2019/11/22/16/637100377735373661_dmnjwl_1229701.jpeg"></div><p> 賬戶(hù)背后是規(guī)模巨大的服務(wù)網(wǎng)點(diǎn)、設(shè)備、人員。支付賬戶(hù)是第三方支付立足的根本，只要有足夠規(guī)模的支付賬戶(hù)，第三方支付企業(yè)就能保障可持續(xù)增長(zhǎng)，圍繞著支付賬戶(hù)展開(kāi)基于用戶(hù)生命周期的金融服務(wù)，由于支付賬戶(hù)生長(zhǎng)在銀行結(jié)算賬戶(hù)之上，第三方支付企業(yè)獲取、維護(hù)用戶(hù)的成本遠(yuǎn)低于銀行業(yè)，形成獲客的相對(duì)優(yōu)勢(shì)。聚合支付也有賬戶(hù)服務(wù)，但這類(lèi)賬戶(hù)并非支付賬戶(hù)，而是會(huì)員賬戶(hù)。其中有商戶(hù)**的會(huì)員賬戶(hù)，也有聚合支付服務(wù)商的會(huì)員賬戶(hù)。聚合支付的會(huì)員賬戶(hù)選擇放棄了支付、結(jié)算與清算這類(lèi)重服務(wù)，雖然失去了資金的支配權(quán)和支付通道資源。但是，因?yàn)閽仐壛顺林氐闹Ц?、結(jié)算與清算服務(wù)成本，如同采用附生競(jìng)爭(zhēng)策略的藤蔓，規(guī)避木本植物低效的生長(zhǎng)速度，借助木本植物的高度，攀援而上獲取更多的陽(yáng)光。同時(shí)，重前端的支付服務(wù)方向使得聚合支付服務(wù)商更接近商戶(hù)與用戶(hù)，更能規(guī)避商業(yè)銀行或非銀行支付機(jī)構(gòu)高昂的合規(guī)成本，獲得更快的成長(zhǎng)速度。近來(lái)，聚合支付服務(wù)商開(kāi)始受到資本的青睞，也和這種舍取有根本關(guān)系。第三方支付未來(lái)將不得實(shí)質(zhì)從事跨行清算服務(wù)，如上圖所示。由于避開(kāi)了在支付、結(jié)算、清算這三個(gè)領(lǐng)域競(jìng)爭(zhēng)，聚焦于支付服務(wù)這個(gè)前端。</p><div style="width:100%;text-align: center;"><img style="max-width: 640px; max-height: 320px;" alt="北京聚合支付" src="http://tyunfile.71360.com/UpLoadFile/2019/12/17/17/637122013075985011_dmnjwl_9680240.jpeg"></div><p> 一、什么是聚合支付聚合支付，又稱(chēng)第四方支付平臺(tái)，把多家第三方支付提供的支付接口聚合到一個(gè)平臺(tái)上面，來(lái)給商家或者個(gè)人來(lái)提供支付服務(wù)。聚合支付不進(jìn)行資金清算，因此無(wú)需支付牌照，其只是完成支付環(huán)節(jié)的信息流轉(zhuǎn)和商戶(hù)操作的承載，其在**包括銀聯(lián)、支付寶、微信等主流支付方式的基礎(chǔ)上，幫助商戶(hù)降低接入成本，提高運(yùn)營(yíng)效率，具有中立性、靈活性、便捷性等特點(diǎn)。二、為什么會(huì)出現(xiàn)聚合支付？聚合支付的出現(xiàn)跟目前電子支付的市場(chǎng)有關(guān)，國(guó)內(nèi)電子支付市場(chǎng)主要由線下收單、互聯(lián)網(wǎng)支付、移動(dòng)支付這三大部分組成。其中，移動(dòng)支付發(fā)展迅猛，移動(dòng)支付的盛世氣象導(dǎo)致了國(guó)內(nèi)移動(dòng)支付市場(chǎng)的隱憂(yōu)，即移動(dòng)支付市場(chǎng)的高度碎片化。1、支付渠道碎片化支付寶、微信支付、銀聯(lián)支付等多種支付方式2、移動(dòng)端平臺(tái)碎片化目前主流的支付渠道都適配安卓系統(tǒng)、iOS、HTML53、支付場(chǎng)景碎片化目前主要支付場(chǎng)景有掃碼支付、被掃支付、NFC支付、HTML5支付、APP內(nèi)支付4、支付數(shù)據(jù)碎片化對(duì)于商家而言，多種渠道收款，沒(méi)辦法有效的統(tǒng)計(jì)收益、利潤(rùn)等數(shù)據(jù)5、支付需求多樣化互聯(lián)網(wǎng)的影響加速了傳統(tǒng)行業(yè)的升級(jí)，進(jìn)而加快了支付產(chǎn)業(yè)鏈的拓展，如消費(fèi)金融領(lǐng)域的消費(fèi)***需求等。聚合支付。</p></p><br /><p>文章來(lái)源地址: http://www.cdcfah.com/cp/348498.html</p></div></div></div></div></div><div id="xzlxv97" 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